Development Finance Solutions
Providing flexible funding to housebuilders, property developers and investors, helping to deliver quality, design-led housing and commercial property assets across the UK and Europe.
Our cost-effective, tailored senior facilities span both residential and commercial, and we offer green loans for projects that meet Impact, ESG and low-carbon standards.
We prioritise regenerating urban areas and have a particular expertise in financing brownfield developments.
Europe: €10m - €150m
Have a development you'd like to finance?
From SME housebuilders to large-scale urban regeneration, we structure facilities from £5m to £150m around your project and exit strategy - not a generic checklist.
Residential development finance
Pluto Finance’s lending platform has one of the markets widest range of residential development loan products, delivering fast and flexible debt funding across multiple competitive leverage and pricing options.
Our loans are tailored to SME and regional builders that strive to create affordable, high-quality communities and drive positive long-term economic impacts by supporting regional supply chains and jobs.
Since inception in 2011, Pluto Finance has supported the building of more than 15,000 new homes across the UK and Europe.
Commercial development finance
Senior and Stretched Senior development finance, combining competitive pricing with tailored variable and fixed rate structures, aligned to individual borrowers’ business plans and exit strategies.
We support experienced developers with a track record of delivering sustainable projects that contribute to economic regeneration, across structurally undersupplied regional markets. This includes providing tailored funding for commercial and mixed-use property developments in the UK and Europe in the industrial, logistics, prime office and hotel sectors.
Revolving Credit Facility
Our Revolving Credit Facility is designed to support established SME housebuilders scale the delivery of housing, without fully funding the completion of individual development sites.
The facility is available to housebuilders delivering at least 50 homes per annum across multiple sites, and can be from c£10m to c£75m facility size.
Low Carbon Lending Programme
The UK’s built environment drives 25% of the country’s carbon emissions. We believe lenders have their part to play in reducing these.
Our Low Carbon Lending Programme rewards developers who cut their buildings’ carbon footprint – offering green loan discounts on schemes that hit targets for embodied and operational carbon, verified after completion.
The result: developments that succeed commercially while advancing low-carbon construction and developers’ reputation as industry leaders.
