Bridging Loans
Providing bridging loans to residential and commercial real estate developers and investors across the whole spectrum of transitional finance, including planning bridges, leasing bridges, and bridge-to-sale facilities.
We understand that developers do not always have the luxury of time when it comes to acquiring or refinance an asset. We pride ourselves in financing flexibly and at speed, with direct access to decision makers throughout the process and an average transaction time of four weeks from first enquiry to drawdown.
Our credit team is run entirely in-house which provides direct contact with the decision makers from the outset. We can offer indicative terms within 24 hours that have been pre-screened by our credit team giving you high confidence of deliverability. Each loan is bespoke, structured around a borrower’s individual timeline and exit strategy.
Europe: €5m - €150m
Need to move fast on an opportunity?
We offer indicative terms within 24 hours, with an average four weeks from first enquiry to drawdown. Speak directly with our credit team about your bridging requirement.
Pluto Bridging Core
A dedicated bridging proposition for loans between £1 million and £10 million. Backed by institutional funding and delivered by a specialist bridging team, it provides brokers and borrowers with a responsive, relationship-led service, commercial decision-making, and certainty of execution.
Designed to support a wide range of residential, commercial, and mixed-use transactions, Pluto Bridging Core combines the expertise and reliability of Pluto Finance with the speed and flexibility required in today’s bridging market.
Transitional finance
Supporting property developers and investors through the key stages of the development lifecycle, including for residential, commercial, and mixed-use projects.
Lending products include planning bridges, bridge-to-lease-up, capex and bridge-to-sale loans, all of which are designed to deliver transitional finance with speed, flexibility, and certainty from our full-service in-house credit team.
Whether funding is required to secure an acquisition, refinance an asset, or bridge to redevelopment, Pluto Finance’s deep expertise means we can create bespoke funding products around borrowers’ exit strategies and project timelines.
Site Finance
For developers wishing to acquire land and those seeking pre-development funding, Pluto Finance is able to provide fast and flexible financing, giving them the confidence to move quickly on new opportunities.
We offer competitive pricing, tailored structures and rapid credit turnaround, with indicative terms usually available within 24 hours for facilities supporting planning, site assembly, and early-stage works.
Our Site Finance can transition seamlessly into development finance, ensuring continuity of funding from acquisition through to construction.
